Taker is a personal spending accountability app — not a licensed financial service.

By continuing, you agree to our Privacy Policy and Terms of Service.

1. Who we are
Taker is a personal spending accountability app. We are not a bank, financial institution, or licensed financial advisor.

2. What we collect
• Account data — name, username, email address
• Profile data — avatar/photo, city, country, gender
• Spending data — transaction amounts, categories, and descriptions you manually enter
• Social data — friend connections, messages (auto-deleted after 24 hours), trial posts and votes
• Usage data — streaks, taker score, rank, subscription status

3. What we do NOT collect
• We do not connect to your bank account
• We do not access your real financial records
• We do not collect payment card details — payments are handled securely by Paystack
• We do not sell your data to advertisers or third parties

4. How your data is stored
Your data is stored securely on Supabase (supabase.com). Profile photos are stored on Supabase Storage. All connections are encrypted via HTTPS.

5. AI and your data
When you log a spend, a summary (amount, category, budget) is sent to Anthropic's Claude API to generate a reaction. No sensitive personal information beyond what you provide is included.

6. Messages
Friend messages are automatically deleted from our servers after 24 hours. We do not read or moderate private messages.

7. Your rights
• You can delete your account at any time from Profile → Settings
• To request full data deletion, email: support@everlastingtaker.app
• You can edit your profile information at any time

8. Children
Taker is not intended for users under 13 years of age.

9. Changes
We may update this policy as the app grows. Continued use after changes means you accept the updated policy.

10. Contact
Questions? Email: support@everlastingtaker.app